Our Ultima Account is for customers who want to receive interest on their checking account and enjoy a package of services designed to meet your banking and family needs. Ultima Checking is a favored account by Fidelity Bank customers.
- A minimum deposit of $100.00 is required to open the account.
- There is a monthly Account Maintenance Fee of $12.00
Monthly Account Maintenance Fee is waived if during the Monthly Statement Cycle period you meet one of the following:
- $1,500 or more Minimum Current Balance, or
- $3,000 or more Average Available Balance.
Added Benefits Include:
- 400 "Image Style" checks per year with no cost to you
- Four Tiers of Interest. The daily balance method is used to calculate interest on your Ultima Account. The current interest rates are:
| | Interest Rate | APY |
| $0-$2,499.99 | 0.75 | 0.75 |
| $2,500-$49,999.99 | 1.01 | 1.01 |
| $50,000-99,999.99 | 1.04 | 1.05 |
| $100,000 and over | 1.07 | 1.08 |
|
Rates and Annual Percentage Yields (APY) are current
as of 11/18/2008
Rates Subject to Change Without Notice
- First year Safe Deposit Box rental fee is waived
- Cancelled checks returned with your monthly statement
- Credit Card Protection
- Emergency Cash Advance Service
- Key Ring Protection
- Travelers discounts. Save on such items as hotels, motels, movie tickets and car rentals
- No fees for Travelers Checks for one
- Installment Loan Rate Discounts
- Accidental Death Insurance Coverage
- Fees could reduce earnings on the account.
