Our Regular Checking account is designed for those customers who need a basic checking account and the ability to have fees waived if you meet certain criteria during the monthly statement cycle. For your convenience, you can choose to receive a Combined Monthly Statement. It will provide you with transaction details on selected accounts such as Checking, Savings and Money Market accounts along with summary information on your CD's, IRA's and Loans.

Your cancelled checks are always returned with your monthly statement!

• A minimum deposit of $100.00 is required to open the account.
• There is a monthly account maintenance fee of $6.00
• During the monthly statement cycle, you are allowed up to 20 withdrawal items, such as Checks, ATM withdrawals and ACH items. If you exceed this limit, you will be charged $.30 for each additional withdrawal.

Monthly Account Maintenance Fees and Excess Item Charges are waived if, during the Monthly Statement Cycle you meet one of the following:

• $500 minimum balance, or
• $1,000 or more average available balance, or
• $10,000 in combined deposit balances, or
• $15,000 in combined loan balances, or
• You are at least 62 years of age.