Business Checking & Savings

Find the accounts that fit your business from our wide range of checking and savings account options.

Find your account:  Business Checking  |  Business Savings

Additional Services & Fees

The information provided on this page provides basic information on our accounts for comparison purposes only. For complete information on the services offered with an account, the fees associated with an account, and other terms and conditions, please call us at (620) 227-8586 or visit us at our Main Bank or North Branch location.

Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. When you open an account, we will ask for your name, date of birth, social security number and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

Business Checking

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  Commercial Checking Business NOW Business Super NOW
What are you looking for? I want a full-featured checking account for my business. I want an interest-bearing account that lets me write checks. I want to earn a higher rate of interest and write checks on my account.
Eligible Businesses All businesses Sole proprietorship, non-profit, or government entity Sole proprietorship, non-profit, or government entity
Free Direct Deposit Tickmark Tickmark Tickmark
Free Online Banking Tickmark Tickmark Tickmark
Free Banking by Phone Tickmark Tickmark Tickmark
Returned Check Images Tickmark Tickmark Tickmark
Interest-Bearing1   Tickmark Tickmark
"Earned Credit" to Reduce Monthly Service Fees4 Tickmark    
Minimum Monthly Balance Requirements2 None None $2,500 current balance or $10,000 average available balance
Monthly Maintenance Fee2,3 $5.50 per month $8.00 per month None if either minimum balance requirement is met, otherwise $10.00 per month
Monthly Transaction Fees2 $0.17 per credit or debit item and $0.08 per deposited item $0.17 per credit or debit item and $0.08 per deposited item None if minimum average balance requirement is met, otherwise $0.25 for each credit or debit item over 30 items per month
  1. Please contact us for current rates. Rates subject to change after the account is opened. Fees could reduce the earnings on the account.
  2. Monthly balance requirements and service fees subject to change. Contact us for the latest information.
  3. In addition to the monthly maintenance fee, an inactivity fee will be charged if your account is inactive for a period of time and your balance falls below a certain amount. Contact us for further details.
  4. "Earned Credit." Service charges are reduced by an earning credit of $0.30 on each $100.00 of average available balance, less a 10% reserve requirement, for the monthly cycle period. This credit applies only to reduce service charges and does not carry over from month to month.

Savings Account

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  Regular Savings Money Market Advantage Money Market Certificate of Deposit
What are you looking for? I want a basic savings account. I want to earn more interest and have easy access to my money. I want to invest a larger amount of funds at higher interest rates and have easy access to my money. I want to earn an even higher interest rate and can plan when I need my money.
Free Direct Deposit Tickmark Tickmark Tickmark Tickmark
Safe, FDIC-Insured Account Tickmark Tickmark Tickmark Tickmark
Free Online Banking Tickmark Tickmark Tickmark Tickmark
Limited Check Writing & Transfers   Tickmark Tickmark  
Free Checks   Tickmark Tickmark  
Unlimited Transfers Tickmark      
Higher Interest Rates on Higher Balance Tiers1   Tickmark Tickmark Tickmark
Minimum Balance Requirements2 $300 current balance or $1,000 average available balance $1,000 current balance or $2,500 average available balance $10,000 current balance or $15,000 average available balance Based on Type of CD
Monthly Maintenance Fee2,3 None if either minimum balance requirement is met, otherwise $3.00 per month None if either minimum balance requirement is met, otherwise $10.00 per month None if either minimum balance requirement is met, otherwise $12.00 per month None
  1. Please contact us for current rates. Rates subject to change after the account is opened. Fees could reduce the earnings on the account.
  2. Monthly balance requirements and service fees subject to change. Contact us for the latest information.
  3. In addition to the monthly maintenance fee, an inactivity fee will be charged if your account is inactive for a period of time and your balance falls below a certain amount. Contact us for further details.

Web Access Disclosures & Terms

For specific information on the terms and conditions of an account or other product offering, please visit us or call us at (620) 227-8586.

Member FDIC

Member FDIC. Each depositor insured to at least $250,000.

Nondeposit investment products are not covered. Nondeposit investment products available through Fidelity State Bank & Trust Company are not deposits or obligations of the bank, are not guaranteed by the bank, are not insured by FDIC or any other government agency, and may involve investment risk, including possible loss of principal.