Business Checking & Savings

Find the accounts that fit your business from our wide range of checking and savings account options.

Find your account:  Business Checking  |  Business Savings

Additional Services & Fees

The information provided on this page provides basic information on our accounts for comparison purposes only. For complete information on the services offered with an account, the fees associated with an account, and other terms and conditions, please call us at (620) 227-8586 or visit us at our Main Bank or North Branch location.

Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. When you open an account, we will ask for your name, date of birth, social security number and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

Business Checking Accounts

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  Commercial Checking Business NOW
What are you looking for? I want a full-featured checking account for my business. I want an interest-bearing account that lets me write checks.
Eligible Businesses All businesses Sole proprietorships and certain non-profit organizations
Free Direct Deposit Tickmark Tickmark
Free Online Banking Tickmark Tickmark
Free Banking by Phone Tickmark Tickmark
Returned Check Images Tickmark Tickmark
Interest-Bearing1   Tickmark
"Earned Credit" to Reduce Monthly Service Fees4 Tickmark  
Minimum Monthly Balance Requirements2 None None
Monthly Maintenance Fee2,3 $5.50 per month $8.00 per month
Monthly Transaction Fees2 $0.17 per credit or debit item and $0.08 per deposited item $0.17 per credit or debit item and $0.08 per deposited item
  1. Please contact us for current rates. Rates subject to change after the account is opened. Fees could reduce the earnings on the account.
  2. Monthly balance requirements and service fees subject to change. Contact us for the latest information.
  3. In addition to the monthly maintenance fee, an inactivity fee will be charged if your account is inactive for a period of time and your balance falls below a certain amount. Contact us for further details.
  4. "Earned Credit." Service charges are reduced by an earning credit of $0.30 on each $100.00 of average available balance, less a 10% reserve requirement, for the monthly cycle period. This credit applies only to reduce service charges and does not carry over from month to month.

Business Savings Accounts

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  Regular Savings Money Market Advantage Money Market Certificate of Deposit
What are you looking for? I want a basic savings account. I want to earn more interest and have easy access to my money. I want to invest a larger amount of funds at higher interest rates and have easy access to my money. I want to earn an even higher interest rate and can plan when I need my money.
Free Direct Deposit Tickmark Tickmark Tickmark  
Free Online Banking Tickmark Tickmark Tickmark Tickmark
Limited Check Writing   Tickmark Tickmark  
Free Checks   Tickmark Tickmark  
Higher Interest Rates on Higher Balance Tiers1   Tickmark Tickmark Tickmark
Minimum Balance Requirements2 $300 current balance or $1,000 average available balance $1,000 current balance or $2,500 average available balance $10,000 current balance or $15,000 average available balance Based on Type of CD
Monthly Maintenance Fee2,3 None if either minimum balance requirement is met, otherwise $3.00 per month None if either minimum balance requirement is met, otherwise $10.00 per month None if either minimum balance requirement is met, otherwise $12.00 per month None
  1. Please contact us for current rates. Rates subject to change after the account is opened. Fees could reduce the earnings on the account.
  2. Monthly balance requirements and service fees subject to change. Contact us for the latest information.
  3. In addition to the monthly maintenance fee, an inactivity fee will be charged if your account is inactive for a period of time and your balance falls below a certain amount. Contact us for further details.